top of page

Insurance coverage

Is my visit to a RMT covered by insurance?
 

Many RMTs can direct bill your extended health plan. You may have extended health benefits through a workplace group insurance plan that covers massage therapy provided by an RMT. Please check your plan as coverage varies and you will be responsible for any amounts not covered by your insurance. 

​

Some things to keep in mind:

​

  • Coverage varies - you may need to pay any remainder to cover the cost of treatment. This can be a percentage, a fixed dollar amount, and there may be a maximum amount they will cover annually.

  • Some plans will require a physician’s referral that the RMT will need to put in your file

  • Massage may be group with other therapies. This could mean that physiotherapy, massage, accupuncture are under a limit collectively. 

​​

Please check with your insurance provider for details before your appointment to help ensure you know what to expect.

​

Direct Billing

I am currently in the process of setting up with providers for direct billing so that patients do not have to manually submit.

​

I currently have the ability to submit for:

​

Direct Billing.png
  • BPA - Benefit Plan Administrators
  • Canada Life
  • Canadian Construction Workers Union (C.C.W.U.)
  • Chambers of Commerce Group Insurance Plan
  • CINUP
  • ClaimSecure
  • Coughlin & Associates
  • Cowan
  • D.A. Townley
  • Desjardins Insurance
  • Equitable Life
  • First Canadian
  • GMS Carrier 49
  • GMS Carrier 50
  • GroupHEALTH
  • GroupSource
  • Industrial Alliance
  • Johnson Inc.
  • Johnston Group
  • La Capitale Financial Group
  • LiUna Local 183
  • LiUna Local 506
  • Manion
  • Manulife Financial
  • Maximum Benefit
  • People Corporation
  • RWAM Insurance Administrators
  • TELUS AdjudiCare
  • Union Benefits
  • UV Insurance
  • Alberta Blue Cross
  • Pacific Blue Cross
Insurance plans in British Columbia include:

BC Medical Services Plan

At present, a typical visit to a RMT is not covered by the BC Medical Services Plan. However, patients approved by MSP for Premium Assistance can claim part of the cost of their massage therapy treatment through their British Columbia Medical Services Plan (MSP). Premium Assistant Patients are entitled to 10 total visits per calendar year to supplementary health care providers and will be responsible to covering the remaining cost of their visit. If you are eligible for Premium Assistance, MSP will pay $23 towards your treatment.

Extended Health Care Workplace Benefit Plans

If your workplace offers an extended health care plan such as Pacific Blue Cross, Sunlife, Manulife, Greenshields and others, it may cover RMT visits. Please check with your plan administrator for details regarding your specific plan.

ICBC

If you have been injured in a motor vehicle accident, ICBC may cover your RMT treatment(s). For the first 12 weeks after your accident, you can receive treatment from a RMT for up to 12 visits. RMTs may bill ICBC directly, so you won’t have to submit receipts for reimbursement or be out of pocket. Some RMTs fees may exceed amounts covered by ICBC — if you have other insurance coverage (for example, with your employer), it may cover the difference.

 

ICBC will cover up to $110.00 for your initial visit and $83.00 for up to 12 subsequent visits. Additional visits maybe available, please contact your adjuster.

 

More information can be obtained through the ICBC website at
ICBC Claims Injury Medical Care Treatment.aspx

Worksafe BC

If your claim has been accepted for coverage, WorkSafeBC covers injured workers for their visits to a Registered Massage Therapist. Your RMT can provide an initial assessment and up to six treatments within the first eight weeks from the date of injury without pre-approval. You can not receive concurrent treatment for the same injury. Approval from WorkSafeBC is required for any treatment beyond eight weeks. Only the area of injury accepted on the claim can be treated. Treatment time is at the discretion of the RMT for what is clinically appropriate for the injury on the accepted claim. WorkSafeBC will not pay for more than one 45 minute treatment per day up

.

WorkSafeBC will pay for 15 minute increments up to three units or 45 minutes per day. Each unit is $23.50. You will be required to provide your claim number at your first appointment.

Locations

Contact

tara.zamalynski@gmail.com

Socials

bottom of page